Tax Samjho — Free Finance Tools for India
Free Tool · Investments

FD Calculator

Calculate fixed deposit maturity amount with quarterly, monthly, or yearly compounding at any interest rate.

  • Any bank FD rate
  • Quarterly compounding
  • Effective yield
  • Maturity projection
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Fixed Deposit Details

Bank FD · compound interest

% p.a.
years

Maturity Amount

₹7,16,130

After 5 years

Interest Earned

₹2,16,130

Total profit

Effective Yield

8.65%

Per year (CAGR)

Principal ₹5,00,000Interest ₹2,16,130

Fixed Deposit Calculator — Bank FD Maturity

Fixed Deposits are the safest investment option in India. Senior citizens often get 0.25–0.50% extra interest. Use this calculator to compare FD returns across banks before investing.

Frequently Asked Questions

Common questions about using our tax calculator and understanding your results.

Which compounding is best for FD?
Quarterly compounding (standard for most bank FDs) gives higher returns than yearly compounding at the same rate. More frequent compounding = slightly higher maturity amount.