Tax Samjho — Free Finance Tools for India
FY 2025-26 · India & global

Calculate income tax in seconds

Compare old vs new tax regime, view slab-wise breakdown, and plan take-home pay for India, USA, UK, Canada, and Australia.

Open Tax CalculatorBrowse all tools
Browser-based · Private

Edit PDFs without uploading

Edit existing PDF text, add signatures, images, shapes, highlights, and freehand drawings. Download your edited PDF instantly.

Try PDF EditorBrowse all tools
GST-ready · PDF export

Create professional invoices

Build GST invoices with line items, HSN/SAC codes, CGST/SGST or IGST split, and download a polished PDF for your clients.

Generate InvoiceBrowse all tools
Home · Car · Personal loans

Plan your loan EMI smartly

Calculate monthly EMI, total interest, and full amortization schedule for any loan amount, rate, and tenure.

Calculate EMIBrowse all tools
CTC to in-hand pay

Know your real salary

Convert annual CTC to monthly in-hand salary after PF, professional tax, and income tax — essential for job offers.

Salary CalculatorBrowse all tools

10+

Free tools

5

Tax countries

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Always free

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Private & local

Most popular

Free finance & business tools

Tax calculators, PDF editor, invoice generator, EMI planner, and more — all updated for FY 2025-26 and ready to use without an account.

Free

Tax & Salary

Income Tax Calculator

Calculate income tax for India, USA, UK, Canada, and Australia. Compare old vs new regime with slab-wise breakdown.

TaxIndiaUSAOld vs New
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Free

Tax & Salary

CTC to In-Hand Salary

Convert CTC to monthly in-hand salary. See PF, professional tax, and income tax deductions for Indian salaried employees.

CTCIn-HandSalaryPF
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Free

Loans & EMI

EMI Calculator

Calculate home loan, car loan, and personal loan EMI with total interest and amortization schedule.

Home LoanCar LoanEMI
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Free

Investments

SIP Calculator

Estimate mutual fund SIP returns with step-up option. Plan long-term wealth with year-wise growth projection.

SIPMutual FundReturns
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Free

Business & GST

GST Calculator

Add or remove GST at 5%, 12%, 18%, 28%. Split CGST, SGST for intrastate and IGST for interstate transactions.

GSTCGSTIGSTInvoice
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Free

Business & GST

Invoice Generator

Create GST invoices with line items, HSN/SAC codes, and CGST/SGST or IGST. Download professional PDF invoices instantly.

InvoiceGSTPDFBilling
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Free

Utility

PDF Editor

Edit PDFs in your browser on a canvas. Edit text, add signatures with custom fonts, shapes, draw and highlight. Download instantly.

PDFEditSignatureAnnotate
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Why millions trust free online calculators

Tax Samjho combines accuracy, privacy, and speed — whether you're filing estimates, generating invoices, or editing PDFs.

Built for India

FY 2025-26 tax slabs, ₹ currency, GST invoices, HRA, PPF, and salary rules tailored for Indian users.

Private by design

Calculations and PDF editing run in your browser. We never store your income, invoices, or documents.

Instant results

No signup, no waiting. Open a tool, enter your numbers, and get answers in real time.

Works everywhere

Responsive on phone, tablet, and desktop — plan taxes and loans from any device.

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Tax & Salary

Loans & EMI

Investments

Business & GST

Utility

Free Online Finance Tools for India (FY 2025-26)

Tax Samjho is a free suite of finance calculators and business utilities for Indian users and global taxpayers. Plan income tax under the old and new regime, convert CTC to in-hand salary, calculate home loan EMI, estimate SIP returns, add or remove GST, create GST invoices, and edit PDF documents — all in your browser with no signup.

Popular free tools

Income Tax Calculator — India, USA, UK, Canada & Australia

Calculate income tax under India's old and new tax regime for FY 2025-26, plus international calculators for five countries. Compare regimes side-by-side, view slab-wise breakdown, and estimate monthly take-home. Calculate income tax →

Free PDF Editor Online

Edit PDF files without installing software. Change existing PDF text, add typed or drawn signatures, insert images, draw shapes with fill and border, highlight sections, and download the edited PDF — processing stays local in your browser. Open PDF editor →

GST Invoice Generator

Create professional GST invoices with your business details, line items, HSN/SAC codes, and automatic CGST/SGST or IGST split. Download a ready-to-send PDF invoice instantly. Generate GST invoice →

EMI Calculator — Home, Car & Personal Loan

Calculate monthly EMI for any loan amount, interest rate, and tenure. View total interest payable and amortization schedule for home loans, car loans, and personal loans. EMI calculator →

CTC to In-Hand Salary Calculator

Convert annual CTC to real monthly in-hand salary after PF (12%), professional tax, and income tax deductions. Essential for evaluating job offers. Salary calculator →

SIP, GST, HRA, PPF & FD Calculators

Why use Tax Samjho?

  • India-first: FY 2025-26 slabs, ₹ currency, GST, and Indian tax rules
  • 100% free: No signup, no premium tier, unlimited use
  • Private: Browser-only processing — we never store your data
  • All-in-one: Tax, loans, investments, invoicing, and PDF editing
  • Mobile-friendly: Works on any device with a modern browser
Quick start: Salaried? Use the salary calculator and income tax calculator. Business owner? Try the invoice generator. Need to sign a PDF? Edit it online.

Frequently Asked Questions

Common questions about using our tax calculator and understanding your results.

Are all Tax Samjho tools free?
Yes. Every calculator and utility on Tax Samjho is 100% free with no signup, no limits, and no hidden charges. Use them as many times as you need for tax planning, invoicing, PDF editing, and loan decisions.
Which tools are available on Tax Samjho?
We offer income tax calculators (India, USA, UK, Canada, Australia), CTC to in-hand salary, EMI, SIP, GST, HRA, PPF, and FD calculators, plus a free PDF editor and GST invoice generator with PDF download.
Can I edit PDFs online for free?
Yes. Our PDF editor runs in your browser — edit existing PDF text, add signatures, images, shapes, highlights, and drawings. Your file stays on your device until you download the edited PDF.
Are results accurate for FY 2025-26?
Yes. Our India calculators use FY 2025-26 tax slabs, ₹75,000 standard deduction, Section 87A rebate, 7.1% PPF rate, and standard bank EMI/SIP formulas. Results are estimates — consult a CA for official filing.
Is my financial data stored?
No. All calculations and PDF editing run entirely in your browser. We do not collect, store, or transmit your income, loan, invoice, or document details.
Which tool should I use first?
Salaried employees: start with the CTC to In-Hand Salary calculator, then the Income Tax Calculator to compare old vs new regime. Business owners: try the GST Invoice Generator. For loans use the EMI Calculator; for documents use the PDF Editor.
Can I use these for ITR filing?
These are planning and estimation tools. For official Income Tax Return filing, use the government portal at incometax.gov.in or consult a qualified Chartered Accountant.