Estimate mutual fund SIP returns with step-up option. Plan long-term wealth with year-wise growth projection.
Mutual fund SIP · compound monthly
Increase SIP amount each year
Maturity Value
₹49,95,802
In 15 years
Total Invested
₹18,00,000
Your contributions
Estimated Returns
₹31,95,802
2.8x wealth
| Year | Invested | Portfolio Value | Gain |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹1,26,825 | ₹6,825 |
| Year 2 | ₹2,40,000 | ₹2,69,735 | ₹29,735 |
| Year 3 | ₹3,60,000 | ₹4,30,769 | ₹70,769 |
| Year 4 | ₹4,80,000 | ₹6,12,226 | ₹1,32,226 |
| Year 5 | ₹6,00,000 | ₹8,16,697 | ₹2,16,697 |
| Year 6 | ₹7,20,000 | ₹10,47,099 | ₹3,27,099 |
| Year 7 | ₹8,40,000 | ₹13,06,723 | ₹4,66,723 |
| Year 8 | ₹9,60,000 | ₹15,99,273 | ₹6,39,273 |
| Year 9 | ₹10,80,000 | ₹19,28,926 | ₹8,48,926 |
| Year 10 | ₹12,00,000 | ₹23,00,387 | ₹11,00,387 |
| Year 11 | ₹13,20,000 | ₹27,18,959 | ₹13,98,959 |
| Year 12 | ₹14,40,000 | ₹31,90,616 | ₹17,50,616 |
| Year 13 | ₹15,60,000 | ₹37,22,091 | ₹21,62,091 |
| Year 14 | ₹16,80,000 | ₹43,20,970 | ₹26,40,970 |
| Year 15 | ₹18,00,000 | ₹49,95,802 | ₹31,95,802 |
A SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month. Benefits include rupee cost averaging, compounding, and disciplined investing. ₹10,000/month at 12% for 20 years grows to approximately ₹99 lakh.
| Monthly SIP | Period | Return | Maturity (approx) |
|---|---|---|---|
| ₹5,000 | 15 years | 12% | ₹25 lakh |
| ₹10,000 | 20 years | 12% | ₹99 lakh |
| ₹25,000 | 25 years | 12% | ₹4.7 crore |
Common questions about using our tax calculator and understanding your results.