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HRA Exemption Calculator

Calculate House Rent Allowance tax exemption under Section 10(13A) for metro and non-metro cities.

  • Metro & non-metro
  • Section 10(13A)
  • 3-part minimum rule
  • Tax savings estimate
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HRA Details

Section 10(13A) · Old tax regime

₹
₹
₹

Metro: Delhi, Mumbai, Kolkata, Chennai

HRA Exemption

₹1,80,000

Tax-free amount

Taxable HRA

₹1,20,000

Added to income

Tax Saved (approx)

₹54,000

At 30% slab

Exemption Calculation (minimum of)

1. Actual HRA received
₹3,00,000
2. Rent paid − 10% of basic
₹1,80,000
3. 50% of basic salary
₹3,00,000
Exemption (lowest)
₹1,80,000

HRA Exemption Calculator — Section 10(13A)

House Rent Allowance (HRA) is a common salary component for renters. Under the old tax regime, part of HRA is exempt from tax. The exemption is the minimum of three amounts: actual HRA received, rent paid minus 10% of basic, and 50%/40% of basic salary for metro/non-metro cities.

Frequently Asked Questions

Common questions about using our tax calculator and understanding your results.

Can I claim HRA under new tax regime?
No. HRA exemption is only available under the old tax regime. If you opt for the new regime, HRA is fully taxable as part of your salary.
Which cities are metro for HRA?
Delhi, Mumbai, Kolkata, and Chennai are treated as metro cities (50% of basic). All other cities qualify as non-metro (40% of basic) for HRA calculation.