PPF Calculator — Public Provident Fund
PPF is one of India's most popular long-term savings schemes backed by the government. Minimum tenure is 15 years, extendable in 5-year blocks. Maximum deposit is ₹1.5 lakh per financial year.
Free Tool · Investments
PPF Calculator
Calculate Public Provident Fund maturity at 7.1% with yearly deposits up to ₹1.5 lakh. Tax-free EEE returns.
- 7.1% govt rate
- ₹1.5L annual limit
- Tax-free EEE
- 15-year minimum
PPF Details
FY 2025-26 · Govt notified rate 7.1%
₹
Max ₹1.5 lakh/year under Section 80C
% p.a.
years
Minimum 15 years, extendable in 5-year blocks
Maturity Amount
₹37,98,515
After 15 years
Total Deposited
₹22,50,000
Your contributions
Total Interest
₹15,48,515
Tax-free (EEE)
| Year | Deposit | Interest | Balance |
|---|---|---|---|
| Year 3 | ₹1,50,000 | ₹22,056 | ₹4,82,706 |
| Year 6 | ₹1,50,000 | ₹61,368 | ₹10,75,701 |
| Year 9 | ₹1,50,000 | ₹1,09,661 | ₹18,04,185 |
| Year 12 | ₹1,50,000 | ₹1,68,989 | ₹26,99,113 |
| Year 15 | ₹1,50,000 | ₹2,41,872 | ₹37,98,515 |
Frequently Asked Questions
Common questions about using our tax calculator and understanding your results.
What is the current PPF interest rate?
PPF interest rate for Q1 FY 2025-26 is 7.1% per annum, compounded annually. The government revises rates every quarter.
Is PPF tax-free?
Yes. PPF enjoys EEE (Exempt-Exempt-Exempt) status — deposits qualify for 80C deduction (old regime), interest earned is tax-free, and maturity amount is tax-free.